A little about us

At Clever Money we pride ourselves on providing personal mortgage and protection advice in a friendly, easy to understand and professional way. Whatever your situation or circumstances, we have the expertise and the time to thoroughly discuss things with you and help you with your plans.

Reasons for cover

For no-obligation initial advice, you can speak to one of our expert advisers on:

0208 933 9966

Or request a call back

Done!

Why is home insurance needed?

As your home is likely to be the most important asset that you are ever going to own, it is important that adequate home insurance is taken out for your property. You will never know when you will need to claim under your home insurance so it is best to make sure you are covered properly.

Statistics show that 1 in 4 people in the UK will get burgled during their lives but many people still choose to ignore this and don't take out any protection whatsoever. Other unforeseen circumstances such as floods and fire may also wreak have among your possessions and by not getting covered properly you are taking a big risk in losing out financially.

There are two types of home insurance; buildings insurance and contents insurance. Buildings insurance is a mandatory condition when taking out a mortgage and lenders will insist that this insurance is in place on completion.  Contents insurance is not usually a mandatory requirement when taking out a mortgage, but it is in our own interest to secure your personal belongings.